Banking & capital
During 18 years at SunTrust and Truist, ultimately as an SVP in middle-market banking, I worked with owners on complex financing needs, capital structures, and growth decisions.
Matney Gornall · Financial & operational advisory
Financial clarity.
Operating discipline.
Better decisions.
An experienced partner for the decisions that shape your business.
I bring a banker’s understanding of capital, a CFO’s view of the numbers, and an operator’s experience making them work. Through Biaxis, I work directly with owners on cash flow, financing, and business performance.
18 yearsIn commercial banking
$3B+In financing across my banking career
~100 unitsRestaurant operating experience across five brands
The experience behind the advice
I’ve sat on both sides
of the table.
Understanding the financial structure is one part of the job. Understanding what it takes to deliver the results is the other.
CFO & operating partner
At The Falcons Group, I moved from financing businesses to helping run them. My experience spans approximately 100 franchised restaurant units across five brands, connecting debt financing, margins, reporting, and team accountability.
Founder & builder
I founded Savnt to turn the reporting and accountability problems I encountered as an operator into software. That work brings financial judgment, operating experience, and practical technology together.
How I can help
Advice that connects
the numbers to the business.
Focused projects and ongoing advisory engagements for owner-led businesses, with particular depth in multi-unit restaurants and franchising.
Fractional CFO
& financial advisory
Understand your cash position, plan ahead, and make financial decisions with a clear view of the business.
- Cash flow planning and forecasting
- Budgets and financial performance reviews
- Owner and management decision support
Financing
& transaction support
Bring an experienced perspective to financing, lender discussions, and consequential business transactions.
- Debt structure and financing readiness
- Lender negotiations and relationships
- Acquisition, sale, and restructuring analysis
Operations
& profitability
Identify what is holding back performance and connect the improvement plan to the people responsible for delivering it.
- Margin and cost analysis
- KPI reporting and management routines
- Incentives and operating accountability
You work directly with me. We agree on the priorities, scope, and fee before the engagement begins.
From people I’ve worked with
Experience you can put to work.
“Matney has been instrumental in advising on and driving improvements in every aspect of our business.”
“Matney was able to see through complexity to the heart of our product, allowing us to clarify our marketing message and restructure our product to address our key customer objections.”
From operating experience to software
That same perspective
is behind Savnt.
Restaurant owners need timely answers and consistent follow-through. Too often, their data sits across disconnected systems while managers spend hours pulling reports.
I built Savnt to bring restaurant data together, make performance easier to see, and automate accountability. It is a direct extension of the problems I’ve worked through as an operator and CFO.
Explore SavntStart with a conversation
What decision is
in front of you?
Tell me where your business stands and what you’re working through. We’ll discuss whether my experience is a fit and what useful support could look like.